Mr. H R M S B Ratnayaka

Academic/Professional Qualifications

B Sc (Business Administration) – University of Sri Jayewardenepura

Advanced Certificate in Business Management – Postgraduate Institute of Management, University of Sri Jayewardenepura

Master of Business Administration - Postgraduate Institute of Management, University of Sri Jayewardenepura

Diploma in Banking and Finance – Institute of Bankers of Sri Lanka

Master of Financial Economics – University of Colombo

Programme in Credit Risk Modelling for ECL Provisioning and Capital Estimation under Basel IRB and IFRS 9 – National Institute of Bank Management, Pune, India

Certificate Course on Treasury and Foreign Exchange Operations – Centre for Banking Studies, Central Bank of Sri Lanka

Current Employment

Manager (Credit Risk) Integrated Risk Management Dept Commercial Bank of Ceylon PLC

Professional Experience


Serving current employer for the last 23 years

Research/Articles/Books published

Research Publications: Reasons for Low Adoption of Internet Banking in Sri Lanka, for the MBA at Postgraduate Institute of Management, University of Sri Jayewardenepura (2008)