Objectives

• To develop knowledge and skills related to SME sector and evaluation, documentation and recoveries in SME Financing in addition to the risk in Financing SMEs.

Course Contents

Module I   SME sector and its importance in the development of Sri Lanka

Module II    Lending basics & Guidelines for Good Lending

Module III    Financial Statements Analysis

Module IV    Credit Appraisal for financing SMEs

Data for Credit Appraisal –Source & Method of collection

Credit Appraisal

Module V    Case Studies

Module VI   General Risk Management in SME Lending

Module VII   Securities & Documentation for SME Financing

Basics of Securities

Different Types of Securities

Valuation of Securities – Moveable & Immoveable

Legal Aspects of Securities

Module VIII   Recovery and Remedial Management