Objectives

• To create professionalism in Credit Management Field
• To develop participants’ skills needed for high positions in Financial Service Sector
• To develop Business Risk taking Culture in Credit Management
• To enhance the skills to handle large Corporate Credits and face

Course Contents

Module I – Credit Administration Functions

• Credit Industry and Competitive Environment
• Credit Administration
• Marketing of Credit products

Module II – Credit Appraisal and Decision Making

• Credit Analysis and Decision Making
• Credit Documentation, Security and Covenants
• Maintaining Legal and Statutory Requirements
• Risk Management

Module III – Specialized Lending Fields

• Lease Financing
• Hire Purchase
• Venture Capital Financing
• Factoring
• Syndicated loans
• Islamic Banking Lending Products

Module IV – Remedial Management

• Credit Monitoring/Supervision/Follow up
• Rehabilitation of Problem Loans
• Restructuring of Credit
• Rescheduling of Credit
• Taking part in Management of Sick Projects
• Legal Procedures
• Problems Encountered in Implementation of Legal Actions
• Capital Write Offs and Interest Waivers